• Revenue from continuing operations up 7% to $252.98 million
• Net profit after tax attributable to members down 7% to $8.47 million
• Interim FY25 dividend of 3.0 cents per share, fully franked

COG Financial Services Limited (COG or the Company) and its controlled entities (the Group) have reported their financial results for the half-year ended 31 December 2024. Revenue from continuing operations increased by 7% to $252.98 million, while net profit after tax attributable to members decreased by 7% to $8.47 million. The Group's underlying EBITDA from core operations, before minority interests, was $28.30 million, a decrease of 5% on the prior comparative period. Underlying net profit after tax and amortisation of intangibles arising from business combinations (NPATA), attributable to members of the Group, was $11.83 million, a decrease of 6% on the prior comparative period. The Finance Broking & Aggregation segment delivered revenues of $136.54 million, up 0.1% on the prior comparative period, with EBITDA before minority interests down 9% to $13.20 million. The Novated Leasing segment delivered revenues of $77.75 million, up 19% on the prior comparative period, with EBITDA before minority interests up 14% to $9.63 million. The Asset Management & Lending segment delivered revenues of $36.69 million, up 15% on the prior comparative period, with EBITDA before minority interests down 31% to $6.49 million. The Board has declared a fully franked interim dividend of 3.0 cents per fully paid ordinary share, to be paid on 11 April 2025.

The company has not provided any high-importance, price-sensitive forward-looking financial metrics or guidance.