• Judo does not consider financial update data to be price-sensitive
• Judo considers FY26 PBT outlook to be price-sensitive
• Judo complied with continuous disclosure obligations

Judo Capital Holdings Ltd has responded to an ASX Aware Letter, providing detailed explanations for why it does not consider the financial update data to be information that a reasonable person would expect to have a material effect on the price or value of its securities. Judo states that the data points in the financial update, including gross loans and advances, margins on new lending, AAA lending pipeline, term deposit balances, net interest margin, and operating expenses, are consistent with the guidance previously provided to the market and with analysts' consensus. However, Judo does consider the data relating to FY26 profit before tax (PBT) in the outlook to be information that a reasonable person would expect to have a material effect on the price or value of its securities, as this was not previously provided to the market. Judo confirms that it has complied with its continuous disclosure obligations under the Listing Rules, with the financial update data being monitored and available shortly after the end of the quarter, and the FY26 PBT outlook being approved by the Board and released promptly and without delay. Judo also confirms that it complied with Listing Rule 15.7 in relation to a recent investor conference hosted by UBS, as no new material information was provided.

Judo expects FY26 PBT to be a key price-sensitive metric, but has not provided any further details on this guidance.