• Continued growth in Australia, expanding sales team and target verticals
• Unlocking New Zealand acquiring, with Android terminal certified and customer pilot initiated
• Executing strategic partnerships to deliver comprehensive merchant ecosystem and POS/payments bundle

Smartpay Holdings Ltd has reported its FY25 full year results, showcasing strong performance and progress against its strategic plan. In Australia, the company continued to grow its market share, expanding its outbound sales team and targeting key verticals. The business also matured its Australian operations, focusing on customer growth and retention, while building brand presence and awareness through the launch of its Australian brand and Android solution. In New Zealand, Smartpay made significant strides, with its Android terminal tested and certified, sales and support personnel recruited, and a customer pilot initiated in February 2025. The company also developed a POS/payments bundle and began a customer pilot in March 2025, preparing the business for the upcoming New Zealand regulatory outcome and launch. Smartpay also executed strategic partnerships to deliver a next-generation merchant ecosystem and a comprehensive POS/payments bundle across Australia and New Zealand, further enhancing the value proposition for its trans-Tasman small and medium business customers.

Smartpay reported strong financial performance in FY25, with revenue of $104.7 million, EBITDA of $21.5 million (excluding New Zealand pre-investment), and profit before tax of $16.6 million. The company also saw continued growth in its Australian business, with 20,500+ transacting terminals and a total transaction value of $6.9 billion.

Smartpay is well-positioned for continued growth, with its strategic focus on expanding its presence in Australia and unlocking the significant opportunity in the New Zealand acquiring market. The company's execution of strategic partnerships to deliver a comprehensive merchant ecosystem and POS/payments bundle is expected to further enhance its value proposition and drive additional growth across the trans-Tasman region.