• OFX's FY25 financial performance was materially consistent with market expectations
• OFX continuously monitored its actual and expected financial performance against market expectations
• OFX considered the variance between its expected earnings and market expectations was not material enough to warrant a market announcement

OFX Group Limited (OFX) has responded to an ASX Aware Letter, addressing the requests for information regarding its full-year results for the period ended 31 March 2025. OFX does not consider that any measure of its statutory or underlying earnings differed materially from the market's expectations. In relation to its 1H25 results, OFX provided an update on 17 October 2024, and for the full-year results, its Continuous Disclosure Committee monitored OFX's financial performance with oversight from the Audit, Risk & Compliance Committee. OFX's FY25 Net Operating Income was 4.4% lower than the average analyst consensus, its underlying EBITDA was 6.2% lower, and its statutory NPAT was 8.4% lower. However, OFX is satisfied that these variances were at levels that did not result in an obligation to make a market announcement, considering ASX's guidance on materiality. OFX continuously monitors sell-side analyst forecasts and aligns methodologies to estimate market consensus. The company is of the view that its financial performance was materially consistent with the consensus estimate and did not warrant a market announcement prior to the release of the results. OFX also provided some general commentary on factors that may have contributed to the trading in its securities following the release of the results.

In light of global economic uncertainty, OFX is not providing NOI guidance for FY26 and is no longer targeting positive operating leverage in FY26 and FY27 as it invests in its accelerated growth strategy, including an additional $24 million in operating expenses and $5 million in intangible investment in FY26.