• Unaudited FY25 underlying EBITDA of $7.4 million, exceeding prior guidance
• Underlying EBITDA margin improved to ~16%, up from 10% in FY24
• Unaudited revenue of $46.9 million, a ~12% increase on FY24

Credit Clear Limited (ASX: CCR) has provided an update on its unaudited financial results for the financial year ended 30 June 2025 (FY25). The company reported an unaudited FY25 underlying EBITDA of $7.4 million, exceeding prior guidance expectations and representing a 76% increase from FY24. This was driven by a ~12% increase in unaudited revenue to $46.9 million, supported by a particularly strong June 2025 performance. Credit Clear also achieved a significant improvement in underlying EBITDA margin, which expanded to ~16% from 10% in FY24, reflecting increased adoption of the company's digital solutions and disciplined cost control. The company maintained a cash balance of $15.6 million as at 30 June 2025, providing financial flexibility to support ongoing investment and execution of its strategic growth initiatives. Credit Clear continued to strengthen its market position, securing multi-year digital solution contracts with two leading insurance clients, including 100% of their digital debt recovery budget, demonstrating the strength and stickiness of the company's hybrid model. The strong FY25 performance provides a solid foundation for continued scaling of both revenue and margin as Credit Clear moves into FY26.

Unaudited FY25 underlying EBITDA of $7.4 million, exceeding prior guidance expectations of +$7 million.

The momentum in FY25 delivered record financial performance, establishing a strong base as Credit Clear moves into FY26. The company's strategic focus on embedding itself deeper within client operations is translating into real revenue and margin gains, with significant upside potential remaining in scaling the platform with existing and future Tier-1 and 2 clients.