2025 Full Year Results Presentation
| Stock | Commonwealth Bank of Australia (CBA.ASX) |
|---|---|
| Release Time | 13 Aug 2025, 7:30 a.m. |
| Price Sensitive | Yes |
Commonwealth Bank of Australia 2025 Full Year Results
- Supported customers with over 139,000 tailored payment arrangements and helped 140,000 households buy a home
- Invested over $900 million to protect customers against fraud, scams, cyber threats and financial crime
- Lent $42 billion to businesses to help them grow and paid over $22 billion in interest to Australian savers
Commonwealth Bank of Australia (CBA) has reported its 2025 full year results, showcasing its continued commitment to supporting customers, communities, and the broader Australian economy. The bank provided more than 139,000 tailored payment arrangements for customers most in need of support, helping over 140,000 households buy a home and extending its regional branch footprint to support regional communities. CBA also invested over $900 million to protect customers against fraud, scams, cyber threats, and financial crime, resulting in a 76% reduction in customer scam losses since the peak. The bank leveraged AI technology to identify and alert customers of suspicious transactions, sending up to 35,000 alerts daily, a 10-fold increase. CBA also lent $42 billion to businesses to help them grow and paid over $22 billion in interest to Australian savers. The bank further strengthened its balance sheet to support customers and financial stability, and returned $8 billion to shareholders, benefiting over 13 million Australians through their superannuation. CBA maintained its position as Australia's most valuable brand and a leader in technology and AI, delivering superior customer experiences and deepening digital engagement.
CBA reported a 4% increase in cash NPAT and a 7% increase in statutory NPAT for the 2025 financial year. The bank maintained a strong capital position with a CET1 ratio of 12.3%, well above the APRA minimum of 10.25%. CBA also increased its dividend per share by 20 cents to $4.85.
CBA remains focused on protecting customers through leading risk management, delivering simpler, safer, and better digital experiences, and helping businesses drive growth. The bank will continue to leverage technology, data, and AI to provide superior, differentiated customer experiences and maintain its position as a leader in the Australian financial services sector.