• Maintained strong operational performance and delivered for customers and shareholders
• Accelerated technology modernisation to become a simpler, safer and better bank
• Supported customers through cost-of-living pressures and fraud/scam protection

Commonwealth Bank of Australia (CBA) has reported its 2025 full year results, highlighting the bank's continued execution of its strategic priorities, strong operational performance and consistent delivery for customers and shareholders. The operating context has been characterised by a rise in global macroeconomic uncertainty, increased geopolitical risk and continued domestic competitive intensity. CBA has maintained its focus on supporting customers, particularly those dealing with cost-of-living pressures. The bank has strengthened its customer experience to deliver value and deepen relationships, remaining the main financial institution for one in three Australian consumers and one in four Australian businesses. CBA has accelerated its technology modernisation agenda to become a simpler, safer and better bank in the face of persistently high levels of fraud, scams, cyber threats and financial crime. The bank has also maintained prudent balance sheet settings to withstand short-term uncertainty and volatility. CBA's strong financial position has enabled it to continue supporting customers, investing for the future and delivering sustainable returns for shareholders. Despite global uncertainty, the Australian economy has remained resilient, and CBA expects modest improvement in economic growth as the year progresses. The bank will play its part in helping the nation prosper by lending to productive parts of the economy, advocating for national policy settings and maintaining conservative financial settings.

Net profit after tax is expected to increase by 7% in FY2024 and 3% in 1H2025. Pre-provision profit is expected to increase by 3% in FY2024 and remain flat in 1H2025 (2% underlying growth).

CBA remains focused on executing its strategic priorities, maintaining strong operational performance and delivering consistently for its customers and shareholders. The bank will continue to support customers, particularly those dealing with cost-of-living pressures, and will play a role in helping the Australian economy prosper through prudent lending, advocacy and conservative financial management.