• Delivered strong financial performance with 8% growth in statutory NPAT and 4% growth in cash NPAT
• Maintained prudent balance sheet settings, with robust capital, funding and liquidity positions
• Continued to support customers, invest for the future and deliver sustainable returns for shareholders

The Commonwealth Bank of Australia has announced its 2025 full year results, reporting a strong financial performance with 8% growth in statutory net profit after tax to $10,116 million and 4% growth in cash net profit after tax to $10,252 million. The bank's pre-provision profit was up 3% to $15,469 million, reflecting solid operational performance across all its domestic frontline businesses. Net interest margin improved by 9 basis points to 2.08%, excluding the mix effect of lower liquid assets and institutional pooled facilities. Operating expenses increased 6% to $12,996 million, driven by inflation, accelerated investment in technology and additional frontline resources, partly offset by productivity initiatives. The bank's loan impairment expense decreased 9% to $726 million, reflecting lower loss experience and improved economic conditions. The bank's balance sheet remained strong, with a Common Equity Tier 1 capital ratio of 12.3% (APRA Level 2) and a return on equity of 13.5%. The bank declared a final dividend of $2.60 per share, fully franked, taking the full year dividend to $4.85 per share, up 4% on the prior year.

The bank expects economic growth to improve modestly as the year progresses, and it will play its part to help the nation prosper by lending to productive parts of the economy, advocating for national policy settings that help build a brighter future for all Australians, and maintaining conservative financial settings that ensure it is well prepared for a range of economic scenarios.