• CBA's CET1 ratio at 12.3%, well above APRA's regulatory requirement
• Leverage ratio at 4.7% and liquidity ratios (LCR 130%, NSFR 115%) remain strong
• Continued focus on robust risk management and capital management processes

Commonwealth Bank of Australia (CBA) has released its 2025 full year Basel III Pillar 3 disclosure, providing detailed information on the group's capital adequacy, risk-weighted assets, leverage, and liquidity. As of 30 June 2025, CBA's CET1 ratio stood at 12.3%, well above APRA's regulatory requirement, while the Tier 1 and Total Capital ratios were 13.9% and 20.9% respectively. The group's leverage ratio was 4.7%, and it maintained strong liquidity ratios with an average Liquidity Coverage Ratio (LCR) of 130% and a Net Stable Funding Ratio (NSFR) of 115%. CBA continues to focus on robust risk management and capital management processes, aligning its policy framework with prudential and regulatory standards. The group's ICAAP provides details on its capital position, forecasts, stress testing, and supporting frameworks. CBA is one of the few banking institutions with an AA-Aa2 credit rating, reflecting its strong capital and risk management practices.