Appendix 4E & 2025 Annual Report

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Stock Credit Clear Ltd (CCR.ASX)
Release Time 22 Aug 2025, 9:11 a.m.
Price Sensitive Yes
 Credit Clear Reports Record FY25 Results
Key Points
  • Revenue grew 12% to $46.9 million
  • Underlying EBITDA increased 76% to $7.4 million
  • Expanded client base with 182 new enterprise clients
Full Summary

Credit Clear Limited has delivered strong financial and operational performance in FY25, solidifying its position as a leader in the Australian debt resolution industry. The company reported record revenue of $46.9 million, representing a 12% increase year-on-year, and Underlying EBITDA of $7.4 million, up 76% compared to the prior corresponding period. This significant improvement in profitability reflects the growing adoption of Credit Clear's digital software contracts, both with existing and new customers, which have driven higher underlying EBITDA margins. The company's disciplined approach to cost management has also been a key driver of this performance. Credit Clear's strategic focus in FY25 has been to deepen relationships with existing clients while expanding its footprint with new ones, adding 182 new enterprise clients across key sectors such as telecommunications, insurance, financial services, utilities, and local and state governments. The company continues to be the leading provider of debt resolution products to domestic insurers, underscoring the trust and value it delivers through its differentiated hybrid model. Looking ahead, Credit Clear is in its strongest position yet, with a robust balance sheet, expanding margins, and a clear strategy for profitable growth. The company is well-positioned to capture a larger share of the debt resolution market, both domestically and internationally.

Guidance

Credit Clear Limited reported record revenue of $46.9 million and Underlying EBITDA of $7.4 million for the financial year ended 30 June 2025.

Outlook

As Credit Clear Limited heads into FY26, the company is confident in its ability to continue its growth trajectory, driven by the strong macroeconomic environment, its differentiated technology and hybrid model, and its strategy to expand into new geographic markets while deepening its penetration in Australia.