• Statutory profit after tax from continuing operations increased 341% to $39.7 million
• Cash NPAT from continuing operations increased 69% to $46.2 million
• Total operating income increased 19% to $407.7 million

Latitude Group Holdings Ltd reported a strong financial performance in the first half of 2025. Statutory profit after tax from continuing operations increased 341% to $39.7 million, while cash NPAT from continuing operations increased 69% to $46.2 million. Total operating income increased 19% to $407.7 million, driven by a 23% uplift in net interest income. The results reflect the successful execution of Latitude's Path to Full Potential strategy, with ongoing improvement across key operational and financial metrics. The Group continued to invest in technology, marketing, and capability building to support growth, while maintaining strong cost discipline. The cash cost-to-income ratio improved to 45.2%, down 511bps half-on-half and ~700bps year-on-year excluding a one-off benefit in the prior period. The Group's Tangible Equity Ratio closed the half at 7.0%, at the top of the 6-7% target range, enabling the Board to declare an unfranked dividend of 4.00 cents per share.

The Group expects to present the required climate-related disclosures in a separate Sustainability Report, which will accompany the Group's Annual Report for the year ending 31 December 2025, in accordance with AASB S2 and the Corporations Act 2001.

Latitude continues to remain focused on advancing the profitable growth of volume and receivables, optimising its balance sheet through the active management of both funding costs and risk, while increasing the overall efficiency of its scalable operations.