• Strong financial results with statutory NPAT of $134m and underlying NPAT of $126m
• Fully franked ordinary dividend of 16cps and unfranked special dividend of 27cps
• PCA coverage ratio of 2.30x, above the Board's targeted range of 1.4-1.6x

Helia Group Ltd has reported strong financial results for the first half of 2025, with statutory NPAT of $134m and underlying NPAT of $126m. Key financial drivers include total claims incurred of ($27m), insurance revenue of $182m, and a net investment return of 7.3% p.a. The company declared a fully franked ordinary dividend of 16cps and an unfranked special dividend of 27cps. Helia's PCA coverage ratio of 2.30x is above the Board's targeted range of 1.4-1.6x. The operating environment has been resilient, with the labor force remaining strong, dwelling values rising, and interest rates easing. Helia maintained a 44% share of the LMI industry GWP and a 50% share of the LMI industry in-force as measured by LRC. The company has undertaken capital management initiatives, including the redemption of $190m in Tier 2 notes. Helia's strategic priorities include adapting to a changing market, creating a simpler and more efficient business, rebuilding new business market share, and deploying capital at attractive returns while returning excess capital to shareholders.

Helia expects to maintain its strong financial performance, with no specific forward-looking financial metrics provided.