Appendix 4E and FY25 Annual Report

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Stock Cash Converters International (CCV.ASX)
Release Time 27 Aug 2025, 8:10 a.m.
Price Sensitive Yes
 Cash Converters Reports FY25 Annual Results
Key Points
  • Statutory NPAT up 41% to $24.5m
  • Gross loan book down 15% to $244.6m
  • Net Loss Rate down 9% to 16.0%
  • Acquired 8 stores in Australia and 12 stores in the UK
Full Summary

Cash Converters International Limited ('Cash Converters' or 'the Company') has reported a strong year of operating and financial results for FY2025. The company continued to execute its strategy of transitioning its loan book composition, acquiring franchise stores in Australia and the UK, and leveraging its technology platforms. Key achievements include revenue stable at $385.3m, operating EBITDA up 8% to $74.5m, statutory NPAT up 41% to $24.5m, and basic earnings per share up 41% to 3.92c. The gross loan book declined 15% to $244.6m as the company reduced exposure to payday loans, while the recently introduced Line of Credit product continued to record growth. The company acquired 8 stores in Australia and 12 stores in the UK, further expanding its corporate-owned store network. The business remains focused on growing its new loan books and acquiring franchise stores in a disciplined manner, while continuing to enhance its technology platforms and leverage customer data insights. The company is excited to build on the operating momentum across its global business and deliver continued earnings growth.

Guidance

The company expects to continue growing its new personal finance product loan books and acquiring franchise stores in a disciplined manner, delivering excellent prospects for continued earnings growth over time.