• Net Profit After Tax increased 21% to $35 million
• Earnings growth across segments, with Manufacturing up 53% and Distribution up 10%
• Residential settlements reaching $63 billion, an increase of 15%

Australian Finance Group Ltd (ASX:AFG) has delivered a successful 2025 financial year growing earnings by 21% to $35 million. A result driven by the continued strong performance of its broker network, an increase in broker services income and the return to growth of its manufacturing division to record loan book levels. Key highlights include: Net Profit After Tax (NPAT) increased 21% to $35 million for the full year ended 30 June 2025; Earnings growth across segments, with Manufacturing up 53% and Distribution up 10%; Residential settlements reaching $63 billion, an increase of 15%, taking the residential loan book to over $210 billion; AFG Securities achieved a record loan book size of $5.5 billion, an increase of 23% by remaining responsive to customer needs and market dynamics; Broker network expanded to over 4,200 active brokers, with one in six Australian brokers now affiliated with AFG; Fully franked final dividend of 5.3 cents per share, bringing fully franked dividends for the year to 9.1 cents per share. AFG's diversified business model has demonstrated resilience in a constantly changing economic landscape, with the return to favourable conditions for its manufacturing division underpinning the strength of AFG Securities. The company's Broker Investments program is also creating new pathways for growth, with three equity investments in broking groups expected to be earnings accretive in FY26.

AFG anticipates trading conditions for AFG Securities will continue to be positive in the current rate reduction cycle, with the company's manufacturing loan book at $5.5 billion and an economic environment conducive to growth in property prices.

AFG enters FY26 with strong momentum, a robust balance sheet, and a clear strategic vision. The investments in innovation, partnerships, and competitive lending solutions are already delivering results, and the company sees significant opportunities for continued strong earnings growth in the year ahead.