FY25 Results Investor Presentation

• Momentum from investments in customer growth & productivity
• Superior digital solutions for customers and partners
• Onboard Finance scaled. FY25 last year of Normalisation

MMS reported strong FY25 results, with Normalised revenue growth of 3.0% from continuing operations and revenue growth across all segments. The company continued to invest in customer growth and productivity, with $20.8m of investments driving improvements in areas such as digitally processed invoices, automated invoicing and digitised payments, and enhanced customer care through data and AI. This resulted in a temporary increase in expenses, with the Cost to Income ratio increasing by 300bps to 58.7%. However, the company expects to see the benefits of these investments flow through in future periods, with the Cost to Income ratio improving by 230bps in the second half of FY25 compared to the first half. MMS also scaled its Onboard Finance business, with FY25 being the last year of Normalisation. The company secured a $300m private placement to diversify its funding sources and manage risk. Overall, MMS delivered Normalised UNPATA of $103.2m, with a Normalised ROCE of 63.4% and a dividend yield of 8.3%.

Normalised UNPATA of $103.2m for FY25.