• Diversified global network of 659 stores across 15 countries
• Delivering diversified earnings through lending and repurposed retail
• Focused on longer-term products with lower borrowing costs and reducing loss rates

Cash Converters International Limited (CCV) presented at the ASX Small & Mid Cap Conference, showcasing its global network of 659 stores across 15 countries and its integrated store and digital channel offering. The company is delivering diversified earnings through its lending and repurposed retail operations, focusing on longer-term products with lower borrowing costs and reducing loss rates. Cash Converters has championed the circular economy, repurposing over 1.7 million items in Australia alone in FY25, and is pursuing strategic store growth via franchise acquisitions in Australia and the UK/Europe. The company has also introduced new smaller store formats offering high-margin, luxury goods. Cash Converters' strategic business transformation has delivered profit growth, with five consecutive annual 2.0 cent per share dividends paid, fully franked. The presentation highlighted the company's focus on Cash NPAT growth, expanding the store network, and growing new loan books, leveraging its data-driven, digitally-enabled operations and responsible lower-cost lending solutions.

Cash Converters reported strong FY25 financial results, with revenue of $385.3 million, up 1% from FY24, and operating NPAT of $25.1 million, up 20% from FY24. The company's gross loan book stood at $244.6 million, down 15% from FY24, and its net loss rate was 16.0%, down 9% from FY24.

Cash Converters is focused on simplifying its business model and laying the foundation for long-term earnings growth. The company's key priorities for FY26 include scaling its new loan books, acquiring franchise stores across Australia and the UK/Europe, and rolling out metro-based luxury-only stores. The company is also exploring lower-cost funding options in Australia to support growth.