• BOQ's capital ratios remain well above APRA's minimum requirements
• BOQ has a Board-approved policy on disclosure controls and prudential disclosures
• BOQ's risk management framework enables the bank to focus on key risks and make informed decisions

Bank of Queensland Limited (BOQ) has released its quarterly APRA Basel III Pillar 3 report for the period ending 31 August 2025. The report provides detailed disclosures on BOQ's capital ratios, risk management approach, and key prudential metrics in accordance with APRA's APS 330 prudential standard. BOQ's capital position remains strong, with a Common Equity Tier 1 (CET1) ratio of 10.94%, Tier 1 ratio of 12.58%, and Total Capital ratio of 15.18% as at 31 August 2025. These ratios are well above APRA's minimum requirements and within the bank's internal target ranges.The report outlines BOQ's comprehensive risk management framework, which includes the Board-approved Risk Management Strategy, Risk Appetite Statement, and Internal Capital Adequacy Assessment Process (ICAAP). This framework enables the bank to identify, measure, evaluate, monitor, report, and control or mitigate its material risks, allowing BOQ to focus on the risks that matter most and make informed risk-based decisions.The report also includes detailed disclosures on BOQ's credit risk, counterparty credit risk, securitisation, market risk, operational risk, interest rate risk in the banking book, and liquidity risk management practices. Additionally, BOQ has attested that the information presented in the Pillar 3 report has been prepared in accordance with the bank's Board-approved policy on disclosure controls and prudential disclosures.Overall, the Pillar 3 report demonstrates BOQ's commitment to transparent and comprehensive risk reporting, as well as the bank's strong capital position and robust risk management practices.