• 1H26 Cash PBT of $14.1 million and Cash NPAT of $12.8 million, up 147% and 133% respectively
• Record loan originations of $475 million, up 47% on PCP
• Loan portfolio increased to $2.83 billion, up 24% on PCP

Plenti Group Limited (Plenti) has delivered another exceptional quarter, with the company reporting its fourth consecutive record for loan originations at $475 million, up 47% on the prior corresponding period (PCP) and 9% above the prior quarter. The company's loan portfolio increased to $2.83 billion, a 24% increase from the PCP and a 6% increase from the prior quarter. Plenti's profitability also continued to improve, with 1H26 Cash PBT of $14.1 million (unaudited), an increase of 147% on the PCP, and 1H26 Cash NPAT of $12.8 million (unaudited), an increase of 133% on the PCP. The strong credit performance of Plenti's loan portfolio, with annualised net losses of 94 basis points and a reduction in 90+ day arrears to 35 basis points, also contributed to the improved profitability. Plenti remains well on track to achieve its FY26 objective of a $3 billion loan portfolio, and the company is planning additional investment in product, technology, and operational capacity in the second half of FY26 to drive further growth and momentum.

Plenti expects Cash PBT to increase in the second half of FY26 versus the first half, although the rate of growth is expected to be less pronounced than in recent years. Cost-to-net margin is expected to improve to below 57% for FY26.

Plenti remains well on track to achieve its FY26 objective of a $3 billion loan portfolio, and the company is planning additional investment in product, technology, and operational capacity in the second half of FY26 to drive further growth and momentum.