• Loan book increased 15% to $867.6M
• Revenue grew 11% to $25.0M
• Credit performance improved with 90+ day arrears down 26 bps to 1.14%

Wisr Limited (ASX: WZR) has reported a strong Q1FY26 performance, with its loan book increasing 15% to $867.6M, up from $753.3M in Q1FY25. This growth was underpinned by strong performance across both personal and secured vehicle loan products, with personal loan originations up 71% and secured vehicle loan originations up 135% compared to the prior corresponding period. The company's revenue also increased 11% to $25.0M, driven by the expansion of the loan book. Wisr's credit performance continued to improve, with 90+ day arrears decreasing 26 bps to 1.14% and net losses reducing 43 bps to 1.63%. The company's average credit score also increased to 807, highlighting the quality of its customer base and prudent credit settings. Wisr has also successfully completed its fifth ABS transaction, the $250M Wisr Freedom Trust 2025-1, which achieved a weighted average margin of 1.39% over one-month BBSW, a significant decrease from the current Wisr Warehouse 1 cost of funds. The company's three warehouse facilities now have a total commitment of $917M, with $216M in undrawn capacity, providing ample funding to support sustainable growth through FY26 and beyond.

FY26 guidance is reaffirmed, with the company well-positioned to deliver on expectations.

Wisr expects to maintain the positive momentum through Q2FY26, with October originations on pace to exceed prior-quarter levels.