• Operational improvements and increased purchasing driving US debt buying performance
• Australian/NZ lending volumes producing book growth over prior year
• Debt headroom provides capacity for opportunistic investment

Credit Corp Group's CEO AGM presentation highlights the company's strong performance and outlook for FY26. In the US debt buying segment, the company has seen continued operational improvements, with collections up 22% over the prior year and a solid investment pipeline of $145 million. The Australian/NZ lending business has also performed well, with refreshed marketing driving strong customer acquisition and record Q1 FY26 lending volumes up 3% over the prior year. While Australian/NZ debt buying collections were within 7% of the prior year due to reduced investment, the company has an investment pipeline of $60 million and is on track to achieve over $80 million for the full year. The company's debt headroom provides the capacity to invest opportunistically. Overall, Credit Corp Group has maintained its FY26 guidance of $100-$110 million in NPAT, implying 6-17% growth over FY25.

FY26 guidance: Ledger investment $280 - $330 million, Gross lending $350 - $390 million, NPAT $100 - $110 million, EPS (basic) 147 - 162 cents

Credit Corp Group is well-positioned for continued growth, with strong performance across its US debt buying and Australian/NZ lending segments, and the financial capacity to invest opportunistically.