• Revenue from ordinary activities up 1.2% to $20,872 million
• Net profit after tax down 2.9% to $6,759 million
• Final dividend of 85 cents per share, fully franked

NAB has reported its 2025 full-year results, with revenue from ordinary activities up 1.2% to $20,872 million, but net profit after tax down 2.9% to $6,759 million. The company has declared a final dividend of 85 cents per share, fully franked. The Board is pleased with the progress being made in implementing NAB's evolved strategy, and the bank is now materially better than it was five years ago, with significant progress in strengthening controls and risk management processes. However, there are still ongoing challenges, including the uncovering of more payroll issues, which the company is working to resolve. NAB remains well-capitalised, with a capital surplus to the Group's CET1 target of above 11.25% as at 30 September 2025. The company has completed $8 billion in on-market buy-backs since August 2021 and continues to neutralise NAB's dividend reinvestment plan. Looking ahead, the Board sees significant shifts in the global economy and ongoing geopolitical instability, but also reasons for optimism in the Australian and New Zealand markets. Technology is central to NAB's ability to meet the needs of customers and respond to the external environment, and the company has endorsed a Sustainability Strategy focused on climate transition and resilience, housing affordability, and First Nations economic empowerment.

NAB has reported revenue from ordinary activities of $20,872 million and net profit after tax of $6,759 million for the 2025 financial year.

NAB sees significant shifts in the global economy and ongoing geopolitical instability, but also reasons for optimism in the Australian and New Zealand markets. The company remains focused on supporting customers through the full economic cycle, investing in technology to be a future-fit bank, and executing on its Sustainability Strategy.