• Capital raise of up to $11.4M through Placement and SPP
• Refinancing of corporate debt facility on lower interest margin
• FY26 guidance upgraded, with Cash NPAT profitability expected in H2FY26

Wisr Limited (ASX: WZR) is pleased to announce an equity capital raise of up to $11.4M, an upgrade to its FY26 guidance, and the entry into a non-binding Term Sheet to refinance the Company's corporate debt facility on a materially lower interest margin. The capital raise includes a $9.4M institutional Placement and a Share Purchase Plan (SPP) of up to $2.0M. The proceeds will be used primarily to repay $7.5M of the Company's corporate debt facility, reducing the drawn balance from $35.0M to $27.5M, and provide additional working capital and liquidity to support loan origination growth and product development initiatives. As a result of the capital raise and impending refinancing of the corporate debt facility, Wisr is upgrading its FY26 guidance and expects to achieve Cash NPAT profitability in H2FY26. The Company reaffirms its current guidance for FY26, including loan origination growth of 40%+, revenue growth of 15%+, and a cost-to-income ratio improvement to below 29%. The capital management initiatives are expected to be EPS accretive for Wisr shareholders.

Wisr expects to achieve Cash NPAT profitability in H2FY26. The Company reaffirms its current guidance for FY26, including loan origination growth of 40%+, revenue growth of 15%+, and a cost-to-income ratio improvement to below 29%.

The capital raise and impending refinancing of the corporate debt facility on a lower interest margin are expected to support Wisr's growth towards scale and profitability. The strong support from existing and new institutional investors reflects confidence in Wisr's strategy and long-term outlook.