• Cash PBT of $14.1m, up 147% on prior year
• Loan portfolio grew to >$2.8bn, with profitable growth across each lending vertical
• Continued focus on prime credit borrowers with net loss rate of 0.94%

Plenti Group Ltd (ASX:PLT) delivered an exceptional 1H26 performance, with Cash PBT increasing 147% to $14.1m and Cash NPAT up 133% to $12.8m. The company's loan portfolio grew 24% to over $2.8bn, with profitable growth across its automotive, renewable energy, and personal lending verticals. Plenti's focus on prime credit borrowers continued to deliver strong credit performance, with the net loss rate improving to 0.94%. The company's technology-led approach drove operational efficiencies, with cost-to-net margin declining 8% year-on-year to 57.1%. Plenti also made significant progress on its strategic partnerships, including the continued growth of the 'NAB Powered by Plenti' car loan offering. The company's proprietary technology platform enabled rapid innovation and integration with partners, underpinning its competitive advantage. Plenti remains well-positioned for continued growth, with its diverse distribution channels, strong funding position, and disciplined approach to credit and cost management.

Plenti expects to continue its strong growth trajectory, with the company forecasting further increases in loan originations, portfolio size, and profitability in the 2H26 period.

Plenti is well-positioned for continued growth, with a focus on disciplined lending, operational efficiency, and strategic partnerships to drive long-term shareholder value.