• Credit Clear acquires 100% of DTS, a SaaS early-stage collections business
• DTS has a 35-year track record and operations across 5 countries
• Acquisition expected to be earnings accretive in first full year

Credit Clear Limited (ASX: CCR) has entered into a binding agreement to acquire 100% of the issued share capital in illion Digital Tech Solutions Holdings Limited (DTS), a wholly owned division of Experian New Zealand Operations Limited. DTS is a Software-as-a-Service (SaaS) collections business with a 35-year track record, operating across the United Kingdom, Australia, New Zealand, Canada, and the USA. The acquisition consideration is A$7.75 million, implying a 6.5x forecasted annualised FY26 EV/EBITDA (unaudited) multiple. The acquisition is expected to be earnings accretive in its first full financial year of ownership. DTS provides tailored digital debt collection and management solutions, enabling flexible, self-service digital payments and collections for sectors including financial services, telecoms, utilities, and government. Its automated voice calls add a new channel to Credit Clear's SaaS platform, complementing Credit Clear's AI intelligence, adaptive workflows, and digital engagement capabilities.The acquisition aligns with Credit Clear's strategic rationale, adding immediate scale and diversification to its digital platform, expanding its software offering to early-stage digital collections, and providing technology integration synergies. It also unlocks significant cross-sell opportunities with DTS's blue-chip client base and accelerates Credit Clear's geographic expansion following the recent ARC Europe acquisition.

DTS is expected to generate annualised revenue of $10 million and EBITDA of $1.2 million in FY26.

The acquisition of DTS is expected to accelerate Credit Clear's growth by complementing its recent ARC Europe acquisition and continuing to expand its geographic footprint. The combination of Credit Clear's AI intelligence, adaptive workflows and digital engagement with DTS's voice capabilities is expected to significantly enhance the company's digital offering.