2026 Half Year Results Presentation

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Stock Commonwealth Bank of Australia (CBA.ASX)
Release Time 11 Feb 2026, 7:30 a.m.
Price Sensitive Yes
 CBA Reports Strong 2026 Half Year Results
Key Points
  • Record domestic lending and deposit volume growth
  • Maintained stable margins in a competitive environment
  • Deepening customer relationships driving strong transaction balance growth
  • Strong capital position supporting franchise growth and dividends
Full Summary

CBA reported a strong 2026 half-year result, with cash NPAT up 6% and a 5% increase in statutory NPAT. The bank delivered record domestic lending and deposit volume growth, maintaining stable margins in a highly competitive environment. CBA deepened customer relationships, driving strong transaction balance growth across all core segments. The bank maintained a strong capital position, supporting franchise growth and dividends. CBA leveraged its technology, data, and AI capabilities to provide enhanced customer safety and differentiated experiences. The bank remained the market leader in consumer and institutional banking, with #1 NPS in Consumer for 38 consecutive months. CBA also expanded its CommBank Yello platform, scaling it to over 750,000 business customers. The bank's credit quality remained sound, with troublesome and non-performing exposures lower and conservative provisioning for rising geopolitical uncertainty.

Guidance

CBA expects to maintain its disciplined volume growth and stable margin management through the cycle, supported by its strong franchise and operational execution. The bank's robust capital position will enable it to continue investing in the business and supporting shareholder returns.

Outlook

CBA is well-positioned to capitalize on its core franchise strengths, including its leading brand, market share, and technology capabilities. The bank will continue to focus on deepening customer relationships, driving sustainable growth, and enhancing its operational efficiency to deliver superior outcomes for its stakeholders.