• Delivering sustainable outcomes for shareholders
• Investing in technology and frontline teams to improve customer experiences
• Maintaining strong balance sheet settings and supporting lending growth

Commonwealth Bank of Australia has reported its 1H26 results, highlighting its continued execution of its strategy with discipline, maintaining a strong focus on supporting customers while delivering sustainable outcomes for shareholders. The bank has benefited from a strong labour market and easing interest rates, which have provided some relief for borrowers and improved credit quality. While conditions remain challenging for some customers, recent improvements in economic activity have reinforced the resilience of the Australian economy. The bank has continued to invest in technology and frontline teams to improve customer experiences, and its balance sheet settings remain resilient with strong levels of capital, deposit funding, and provisioning. The bank is well-placed to compete effectively in the competitive financial system and will continue to adjust its settings as appropriate. The bank has declared an interim dividend of $2.35 per share, fully franked.

Economic growth is expected to strengthen, driven by increases in consumer demand and rising investment in AI and energy infrastructure. However, supply-side constraints mean that inflation is expected to remain above the Reserve Bank's target band for some time, placing further upward pressure on interest rates. The bank will continue to seek to support its customers with their financial resilience.

The bank is optimistic about the prospects for the Australian economy and will play its part in building a brighter future for all. It remains focused on supporting customers, protecting communities, and strengthening Australia through its lending, advocacy, and balance sheet strength.