• Cash Profit up 75% vs 2H25 quarterly average
• Significant reduction in expenses, improvement in revenue
• Key financial metrics improved, including RoTE up 173bps

ANZ Group Holdings Ltd today announced an unaudited Statutory Profit for the quarter ended 31 December 2025 (1Q26) of $1.87 billion and a Cash Profit of $1.94 billion. Cash Profit was up 75% on the quarterly average of the second half of the financial year ended 30 September 2025 (2H25 qtr avg), with 2H25 impacted by significant items. Excluding the impact of these significant items, Cash Profit was up 17% driven by a significant reduction in expenses and an improvement in revenue. Key financial metrics also improved, with Cash Return on Tangible Equity (RoTE) up 173 basis points (bps) to 11.7% and the Cost-to-Income ratio down 505bps. The company's Common Equity Tier 1 (CET1) Ratio at 31 December 2025 was 12.15%, up 12 bps from 30 September 2025. ANZ's CEO Nuno Matos highlighted the early progress being made in executing the ANZ 2030 strategy, with the productivity program delivering a significant reduction in expenses while growing revenue. Looking ahead, the company remains fully engaged in executing the ANZ 2030 strategy to become the best bank for customers and shareholders in Australia and New Zealand.

No high-importance, price-sensitive forward-looking financial metrics provided.

Looking ahead, the company remains fully engaged in executing the ANZ 2030 strategy to become the best bank for customers and shareholders in Australia and New Zealand.