• Statutory NPAT up 6% to $244.9m, Underlying NPAT up 12% to $247.0m
• Dividends of 32cps ordinary and 94cps special declared
• Simplifying and strengthening business to reduce complexity and increase automation

Helia Group Limited (ASX:HLI) today reported its financial results for the year ended 31 December 2025 (FY25). Statutory net profit after tax (NPAT) was up 6% on pcp to $244.9 million and Underlying NPAT was up 12% on pcp to $247.0 million. In recognition of the strong FY25 profitability and capital position, the Board declared a fully franked final ordinary dividend of 16.0 cents per share and a partially franked final special dividend of 67.0 cents per share. The Australian economy recovered over the course of the year, with the RBA cutting rates but then reversing course in early 2026. Helia's purpose is to accelerate financial wellbeing through home ownership, and the company is focused on sustainable, long-term performance. Helia aims to grow its new business by leveraging its industry expertise, and has sharpened its focus on other areas of the market such as upgraders and investors. The company is also simplifying and strengthening its business through a redesign, which resulted in a $15 million reduction in recurring expenditure in FY25. FY25 key financial measures included a 23% increase in GWP, a 15% decrease in delinquencies, and a PCA coverage ratio of 2.03 times. FY26 Insurance revenue is expected to be within a range of $320 million to $370 million, with the Total incurred claims ratio expected to remain well below through the cycle average levels.

FY26 Insurance revenue is expected to be within a range of $320 million to $370 million. FY26 Total incurred claims ratio is expected to remain well below through the cycle average levels.

Helia aims to grow its new business by leveraging its deep industry expertise to support the growth of both existing and new lender customers. The company will focus on growth in areas of the market such as upgraders and investors, while continuing to advocate for government schemes to be tailored to complement, rather than compete with, the LMI market. Helia is also simplifying and strengthening its business through a redesign to reduce complexity and increase automation.