• Restructure program on track to conclude by 30 June 2026
• Pipeline is strong and wins are flowing however implementation timeline is lagging
• FY26 underlying EBITDA guidance tightened to $58-$60m

EML Payments Ltd has released its 1HFY26 investor presentation, providing an overview of the company's performance and key initiatives. The presentation highlights that the restructure program is on track to conclude by 30 June 2026, with a refresh of the organizational structure and leadership nearing completion. The company is becoming more efficient, with the GlobalOps Centre realizing a 35% cost saving. The pipeline is strong, and wins are flowing, however the implementation timeline is lagging and subject to reengineering by the end of FY26. Product development is now a key focus, with the product team expanded to cater for customer-driven demand. FY26 underlying EBITDA guidance has been tightened from $58-$64m to $58-$60m, given the slower onboarding of new customers and aided by overhead control. The presentation also covers the company's progress on the EML 2.0 strategy, including the deployment of a single global platform, optimizing the operating model, and reviving the revenue engine.

FY26 underlying EBITDA guidance tightened to $58-$60m.