4Q25 update - Plenti delivers record Cash PBT

• Unaudited FY26 Cash PBT of $30.8 million and Cash NPAT of $27.3 million, up 117% and 97% respectively
• Loan portfolio increased to $3.1 billion, up 22% year-on-year
• 'NAB powered by Plenti' loan portfolio grew 34% quarter-on-quarter

Plenti Group Limited (Plenti) has delivered a strong trading update for the quarter ended 31 March 2026 (4Q26), highlighting record financial performance and continued growth momentum across its business. The company reported unaudited full year FY26 Cash PBT of $30.8 million and unaudited FY26 Cash NPAT of $27.3 million, representing growth of 117% and 97% respectively compared to the prior year. Plenti achieved all of its FY26 objectives for growth, profitability and efficiency, including delivering a $3 billion loan portfolio ahead of schedule in January 2026. Quarterly originations reached $475 million, up 17% year-on-year, with the 'NAB powered by Plenti' automotive loan portfolio growing 34% quarter-on-quarter. Plenti continued to invest in its proprietary digital platform, deploying various AI-driven initiatives to enhance customer experience and operational efficiency. Credit performance remained strong, with annualised net losses of 96 basis points and 90+ day arrears of 42 basis points. The company also completed a $400 million personal and renewable energy loan ABS transaction, achieving its best pricing to date. Plenti repaid $12.5 million of corporate debt, reducing its facility to $20 million.