• Loan originations of $325m, up 43% on the prior corresponding period
• Loan book grew to $1.90bn, up 29% on the prior corresponding period
• Achieved positive normalised NPAT profitability in the quarter

MONEYME is pleased to provide its third-quarter trading results for the period ending 31 March 2026. The company delivered strong originations of $325m in 3Q26, up 43% on the prior corresponding period and up 18% on 2Q26. Its loan book grew by $150m during the quarter to $1.90bn, up 29% on the prior corresponding period, reaching the scale required to achieve Normalised NPAT profitability. Revenue increased to $62m, up 17% on the prior corresponding period, while credit performance strengthened, with net credit losses reducing to 2.6%. MONEYME also launched its new credit card and entered into a strategic white label credit card partnership with Luxury Escapes, supporting continued product diversification and future growth. The company remains on track to deliver on its FY26 strategic priorities, supported by strong growth in originations, continued improvement in credit performance and execution across its product roadmap. AI and automation are increasingly embedded across product engineering, credit decisioning, marketing and operations, enhancing speed, improving decision accuracy and driving significant operating efficiencies.

MONEYME reached a Normalised NPAT profitability inflection point in 3Q26 with its $1.90bn loan book. Its efficient operating cost model, strong credit performance and healthy risk adjusted NIM settings, provide the platform for increased operating leverage as the loan book continues to scale, subject to prevailing market conditions.

Credit cards and white-label partnerships are expected to contribute to the returns profile of the business in time, when the credit card loan book reaches scale.