• Quarterly advances reach $241m, up 20% year-on-year
• Personal Loans continue to scale with 1,492 loans written in the quarter
• Net transaction margin increases 34% year-on-year to $7.9m

Beforepay Group Limited (ASX: B4P) has released its Quarterly Activities and Appendix 4C for the quarter ended 31 March 2026 (Q3 FY26). The company reported continued growth, with quarterly advances reaching $241m, up 20% year-on-year. Revenue increased by 20% to $12.1m, underpinned by higher advance volumes and mix and pricing adjustments. The company's personal loan offering continued to scale, with 1,492 loans written in the quarter, up 61% from the previous quarter. The average personal loan size was $3,295, with a maximum limit of $5,000 for up to 6 months. Net transaction margin increased 34% year-on-year to $7.9m, driven by the higher advances. Operating expenses increased by 32% to $6.8m, primarily due to non-recurring incentive-pool writebacks, increased marketing spend, and filling vacant positions as part of the company's investment in growth. Beforepay maintained a strong balance sheet with an equity balance of $45.0m and total cash of $12.2m as at the end of Q3 FY26.

The company expects its cost base to stabilise, supporting operating leverage as revenue scales.