• Loan book reached $1 Billion milestone, up 29% year-on-year
• Loan originations increased 68% to a record $186.1M
• Upgraded FY26 guidance to 50%+ loan origination growth

Wisr Limited (ASX: WZR) is pleased to share its Q3FY26 market update, reporting that its loan book reached the $1 Billion milestone, increasing 29% to $1,003.4M from $777.2M a year earlier. This growth was driven by a record quarter in loan originations, which increased 68% to $186.1M. The company's personal loan originations grew 46% to $107.6M, while secured vehicle loan originations surged 111% to $78.5M. Reflecting the strong year-to-date loan origination performance, Wisr has upgraded its FY26 guidance to 50%+ loan origination growth, up from the previous 40%+ guidance. The company remains well-positioned to deliver Cash NPAT profitability in H2FY26, alongside continued revenue growth and cost-to-income performance. Other key highlights include a 22% increase in revenue to $27.4M, a 34 bps decrease in 90+ day arrears to 1.14%, and a 55 bps decrease in net losses to 1.44%. The average credit score of the loan book increased to 808, reinforcing the quality of new originations. Wisr has also continued to improve the customer experience through initiatives such as automated income verification, AI-verified settlements, and an AI collections assistant, which have enabled faster approvals, reduced errors and fraud risk, and enabled the team to focus on customer outcomes.

Wisr is upgrading its FY26 guidance to 50%+ loan origination growth, while remaining on track to deliver Cash NPAT profitability in H2FY26.