Q3 Activities Report & 4C - Two new AU PaaS Clients

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Stock Change Financial Ltd (CCA.ASX)
Release Time 29 Apr 2026, 9:29 a.m.
Price Sensitive Yes
 Change Financial reports Q3 FY26 results
Key Points
  • Record quarterly customer receipts of US$4.5m (A$6.3m), up 19% on pcp
  • Q3 FY26 revenue of US$4.3m (A$6.1m), up 11% on pcp
  • Q3 FY26 Underlying EBITDA of US$0.7m (A$1.0m), up 94% on pcp
Full Summary

Change Financial Limited (ASX: CCA) has released an update on the company's Q3 FY26 business activities and financial results. The key highlights include: record quarterly customer receipts of US$4.5m (A$6.3m), up 19% on the prior corresponding period (pcp); Q3 FY26 revenue of US$4.3m (A$6.1m), up 11% on pcp; and Q3 FY26 Underlying EBITDA of US$0.7m (A$1.0m), up 94% on pcp. The company's Vertexon PaaS platform continued to scale, with the number of active cards increasing to over 119,000, up 70% on pcp. Change also signed two new PaaS clients in Australia during the quarter and commenced the migration of 30,000+ debit cards for the Hnry client. The company reconfirmed its FY26 revenue and Underlying EBITDA guidance, which it had upgraded in January. Change remains focused on building its sales pipeline, winning new deals, and driving operational efficiencies to deliver top and bottom-line growth.

Guidance

Change reconfirmed its FY26 revenue guidance of between US$17.5m (A$24.6m) and US$18.5m (A$26.1m), and its FY26 Underlying EBITDA guidance of between US$3.1m (A$4.4m) and US$3.8m (A$5.4m).

Outlook

Change remains focused on building the sales pipeline, winning new deals, particularly in Oceania and SE Asia, and driving operational efficiencies to deliver top and bottom-line growth over the coming years.