• Average AUM of $5.4b, up 5.1% YoY
• New loan origination volume of ~$820m, down 8.6% YoY
• Net losses to average net receivables of 2.0%, up 20bps YoY
• Net interest margin of 5.3%, down 20bps YoY
• YTD cost-to-income ratio of 50.3% excluding specific items

Humm Group Limited (ASX: HUM) reported its financial results for the quarter ended 31 March 2026 (3Q26). The company delivered robust underlying performance despite significant macroeconomic and geopolitical uncertainty. Average assets under management (AUM) increased by 5.1% year-on-year (YoY) to $5.4 billion. New loan origination volume decreased by 8.6% YoY to approximately $820 million. Credit quality remained healthy with net losses to average net receivables at 2.0%, up 20 basis points YoY. The net interest margin (NIM) decreased by 20 basis points to 5.3% YoY. The company's cost-to-income ratio improved to 50.3% excluding specific items. Despite challenges, Humm Group maintained disciplined origination and focused on credit quality and sustainable returns.

Average AUM of $5.4b, new loan origination volume of ~$820m, net losses to ANR of 2.0%, NIM of 5.3%, CTI ratio of 50.3%

Humm Group expects elevated irregular costs to continue as corporate activities progress. Growth is anticipated to be subdued, with a focus on prudent underwriting and sustainable returns over volume.