• Completed $9.3 million share buyback, reducing shares by 17.6%
• Forecasts year-end Funds In Use of at least $300 million
• Maintains $5 million surplus capital for future initiatives

Earlypay Ltd has released a significant amount of capital over the past two and a half years, supporting the repayment of $20 million in corporate debt and enabling $9.3 million in share buybacks. The company has repurchased 27.1 million shares, almost reaching the 10% limit under the Corporations Act. Despite challenging conditions, portfolio performance remains stable, with the company forecasting year-end Funds In Use of at least $300 million, driven by equipment and invoice finance. Earlypay retains more than $5 million in surplus capital and plans to continue capital management initiatives, including further share buybacks when capacity becomes available.

Year-end Funds In Use of at least $300 million

Earlypay expects continued momentum in equipment and invoice finance, supporting growth and future capital management initiatives.