FY26 results presentation

• Plenti achieved a $3bn+ loan book, two months ahead of target
• Cash PBT increased by 117% to $30.8m
• Loan portfolio grew by 23% to $2.8bn, with a 43% growth over two years

Plenti Group Ltd's FY26 results showcased robust performance across all key metrics. The company achieved a $3bn+ loan book, surpassing its target by two months, and reported a significant 117% increase in Cash Profit Before Tax (PBT) to $30.8m. The loan portfolio grew by 23% to $2.8bn, reflecting a 43% growth over two years. Plenti's diversified lending verticals, including automotive, renewable energy, and personal loans, contributed to this growth. The company's technology platform and focus on prime borrowers enabled consistent low loss rates and improved treasury outcomes. Additionally, Plenti expanded its net interest margin to 5.5% in FY26, supported by strong funding outcomes. The company also generated $20.6m in corporate cash, allowing for a $12.5m paydown of corporate debt to $20.0m.

FY26 Cash PBT: $30.8m, Loan portfolio: $2.8bn, NIM: 5.5%

Plenti Group Ltd anticipates continued growth and profitability, leveraging its technology platform and diversified lending verticals to capture additional market share and drive further expansion.