Judo update on asset quality and trading performance

• Judo's FY26 cost of risk expected to be $116m - $122m
• 90-days-past-due and impaired loans at 3% of GLA
• FY26 PBT expected between $163m - $169m, FY27 $210m - $220m

Judo Capital Holdings Limited (ASX:JDO) provided an update on its FY26 asset quality and trading performance. The company now expects its FY26 cost of risk to be between $116 million and $122 million, primarily due to specific provisions for three exposures across different sectors. 90-days-past-due and impaired loans are expected to be approximately 3% of Gross Loan Advances (GLA) as of June 30, 2026. Judo maintains a strong capital position with a CET1 ratio of around 12.4% at June 30, 2026. The company expects FY26 Profit Before Tax (PBT) to be between $163 million and $169 million, reflecting approximately 30% growth from FY25. For FY27, Judo anticipates PBT between $210 million and $220 million, considering the uncertain macroeconomic environment.

FY26 PBT expected between $163m - $169m, FY27 $210m - $220m

Judo expects FY26 PBT between $163m - $169m, FY27 $210m - $220m, reflecting 30% growth. CET1 ratio expected at ~12.4% at June 30, 2026.