4Q26 Update - Loan book over $2bn, positive normalised NPAT
| Stock | Moneyme Ltd (MME.ASX) |
|---|---|
| Release Time | 22 Jul 2026, 9:05 a.m. |
| Price Sensitive | Yes |
Moneyme Ltd FY26 4Q26 Update
- Loan book exceeded $2bn, FY26 originations surpassed $1.2bn
- Positive normalised NPAT in 2H26
- Gross revenue increased by 20% to $249m
- Net credit losses improved to 2.4%
- AI and automation deployment across business functions
Moneyme Ltd has released its fourth-quarter trading update for FY26, highlighting significant growth and strong financial performance. The company ended the year with a loan book of over $2bn and annual originations exceeding $1.2bn. Gross revenue for FY26 increased to $249m, a 20% rise from the previous year. The company achieved positive normalised NPAT in the second half of the year, supported by improved credit performance and disciplined funding execution. Additionally, Moneyme Ltd executed a $365.4m term securitisation of personal loan receivables, its largest to date, and launched new products including the Cashback Rewards Credit Card and Energy Upgrade Personal Loan. The company's focus on AI and automation continues to enhance operational efficiency and customer outcomes.
FY26 originations: $1.23bn; FY26 revenue: $249m; 4Q26 normalised NPAT: $0.5m
Moneyme Ltd enters FY27 with a strong competitive position, supported by its technology, AI capabilities, and disciplined execution. The company aims to scale efficiently and increase operating leverage, with a focus on product diversification and direct channel growth.