• Net profit excluding Notable Items was $1.8bn for 3Q26
• Total provisions for expected credit losses were $1.2bn
• Net interest margin was 1.89% for 3Q26

Westpac Banking Corporation released its Third Quarter 2026 Investor Discussion Pack, providing an overview of financial performance and operational environment. Key financial metrics include a net profit excluding Notable Items of $1.8bn, up 2% from the previous quarter. The net interest margin stood at 1.89%, reflecting a 1% increase from the first half of 2026. Provisions for expected credit losses amounted to $1.2bn, with credit quality metrics showing stable delinquency rates. The document also highlights the company's capital ratios, liquidity coverage ratio, and net stable funding ratio, all within regulatory compliance. The pack emphasizes the impact of economic factors on the banking sector and the company's strategic responses.

Net profit excluding Notable Items $1.8bn for 3Q26

Westpac anticipates stable credit quality and continued focus on capital management and liquidity.