Appendix 4D and 1H26 Financial Report

• Revenue from ordinary activities decreased by 24.8% to $215.6 million
• Profit from ordinary activities after income tax decreased by 25.2% to $100.0 million
• Net profit for the period attributable to ordinary equity holders decreased by 25.2% to $100.0 million
• Interim dividend of 16.0 cents per share, fully franked
• Special dividend of 27.0 cents per share, unfranked

Helia Group Ltd, an Australian lenders mortgage insurance provider, released its half-year financial report for the period ended 30 June 2026. The company reported a decrease in revenue from ordinary activities by 24.8% to $215.6 million and a 25.2% drop in profit from ordinary activities after income tax to $100.0 million. The net profit for the period attributable to ordinary equity holders also decreased by 25.2% to $100.0 million. Despite the decrease in profit, the company declared an interim dividend of 16.0 cents per share, fully franked, and a special dividend of 27.0 cents per share, unfranked. The Group's regulatory capital at 30 June 2026 was 2.07 times the Prescribed Capital Amount (PCA) on a level 2 basis and the Common Equity Tier 1 (CET1) ratio was 2.07 times. The Group's operations are not subject to any significant environmental regulations under either Commonwealth or State legislation.

Revenue from ordinary activities: $215.6 million, Profit from ordinary activities after income tax: $100.0 million, Net profit for the period: $100.0 million

The Group's outlook remains positive despite the decrease in profit for the half year ended 30 June 2026. The company expects to continue delivering strong results for shareholders supported by the ongoing low claims environment.