• Loan book increased by 34% to $2.08bn
• Normalised NPAT turned positive in 2H26 with a loss of $4.1m
• Gross revenue of $248.8m, up 20% from FY25
• Secured assets represent 59% of the loan book
• Net credit losses fell to an all-time low of 2.4%

Moneyme Ltd announced its financial results for the year ending 30 June 2026, reporting a 34% increase in its loan book to $2.08bn, driven by record originations of $1.23bn. Gross revenue rose 20% to $248.8m, supported by a larger, higher quality loan portfolio with secured assets making up 59% of the loan book. Net credit losses improved to an all-time low of 2.4%, enhancing the risk-adjusted NIM to 2.4%. The company also reported a statutory NPAT loss of $40.1m, a 40% improvement from the previous year, and a normalised NPAT loss of $4.1m, marking an important earnings inflection point with positive normalised profitability in the second half. Operating cash profit stood at $11.0m, demonstrating continued underlying cash generation.

FY27 Normalised NPAT expected to be in a positive range between breakeven and $7m

Moneyme enters FY27 with a larger, higher-quality loan book, an efficient operating model, and multiple growth levers. The company expects increased operating leverage and sustainable long-term earnings growth.