• Originations increased by 40% to $6.3bn
• AUM grew 20% to $24.0bn
• Pro-forma profit before tax and loan loss expense rose 17% to $127.8m

Pepper Money Ltd's half-year results for 2026 show significant growth across key metrics. Originations increased by 40% to $6.3 billion, Asset Under Management (AUM) grew 20% to $24.0 billion, and pro-forma profit before tax and loan loss expense rose 17% to $127.8 million. The company also reported a 15% increase in Net Profit After Tax to $53.9 million and a 12% improvement in Net Interest Margin to 2.10%. Shareholder returns increased by 12% to 7.2 cents per share. The company's diversified product portfolio and strategic initiatives contributed to these positive outcomes.

Pro-forma profit before tax and loan loss expense $127.8m for the first half of 2026

The company expects continued growth driven by strategic initiatives and market opportunities.