FY26 Investor Presentation

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Stock Harmoney Corp Ltd (HMY.ASX)
Release Time 20 Aug 2026, 4:26 p.m.
Price Sensitive Yes
 Harmoney Corp Ltd FY26 Investor Presentation
Key Points
  • FY26 Cash NPAT $13.5m, exceeding upgraded guidance of $13m
  • Net Interest Margin increased by 90bps to 10.2%
  • FY27 Cash NPAT guidance set at $16m+ with potential for significant growth
Full Summary

Harmoney Corp Ltd reported robust financial performance for FY26, surpassing upgraded guidance with Cash NPAT reaching $13.5m. The company achieved a Net Interest Margin of 10.2%, up 90 basis points. The loan book grew by 7% to $889m, driven by a 14% increase in the Australian loan book and a 11% rise in the New Zealand loan book. Cash Return on Equity improved significantly to 33% from 16%. The company also provided FY27 guidance with a Cash NPAT target of $16m+, highlighting potential for continued growth.

Guidance

FY27 Cash NPAT guidance set at $16m+ with potential for significant growth

Outlook

The company anticipates continued growth in FY27, driven by improvements in customer acquisition, loan book expansion, and enhanced operational efficiency.