• 17.7% revenue increase to K1,885m
• NPAT up 8.4% to K620m
• Interim Dividend of K0.54 per share
• Strong digital transaction growth
• Continued investment in strategic growth initiatives

BSP Financial Group Ltd reported strong half-year results for 2026, with revenue up 17.7% to K1,885 million and net profit after tax (NPAT) rising 8.4% to K620 million. The Group's performance was underpinned by deposit growth, resilient loan portfolios, payments income, and foreign exchange earnings. Operating expenses increased by 21.1% due to higher employment and technology costs. The Group maintained a strong capital adequacy ratio of 25.3%, providing resilience and flexibility to support business growth. BSP Financial Group Ltd continued to invest in strategic growth initiatives, including capability uplift, enhanced customer service, and the Kundu card replacement program. Digital transaction growth remained strong, with notable increases in internet banking, mobile banking, and ATM transactions. The Group also invested in modernizing its branch network, deploying over 210 new ATMs and 10,000 EFTPOS terminals. The Group's provisioning provides protection and flexibility in changing business conditions.