LFG FY26 Full Year Results Investor Presentation

Key points

• Underlying NPATA increased by 7% in FY26
• Record originations supported by exceptional service
• Strong liquidity and investment-grade balance sheet
• Consistent and compelling distributions to Securityholders

Full summary

Liberty Financial Group's FY26 results showcase a 7% increase in underlying Net Profit After Tax and Available for Distribution (NPATA) to $155.6 million, up from $145.0 million in FY25. The growth was driven by higher net interest income and net fee and commission income, despite a challenging economic environment. The company also reported a 4% increase in net revenue to $626 million, reflecting a stable cost to income ratio and effective cost management. The company's strong liquidity position, with total and available limits of $9.3 billion and $4.0 billion respectively, supports its growth strategy. Liberty Financial Group maintains an investment-grade balance sheet with a cash Return on Equity (ROE) of 13.1% and a stable leverage ratio of 14.0%. The company's disciplined arrears management and resilient credit quality were highlighted, with late-stage delinquency remaining stable at 2.20% as of 31 July 2026.

Outlook

The company expects continued differentiation in the environment, with favorable funding markets supporting net interest margin (NIM) and cost to income (CTI) peer outperformance.