FY26 Investor Presentation

Key points

• Record Cash NPAT of $15.7m, up 57% from FY25
• Revenue increased by 26% to $50.6m
• Total Advances grew by 19% to $963.2m
• Net Bad Debts rose to 0.5% from 0.2% in FY25
• Personal Loan Advances surged by 728% to $16.9m

Full summary

Beforepay Group Ltd announced its FY26 results, highlighting a significant 57% increase in Cash NPAT to $15.7m, up from $10.0m in FY25. The company also reported a 26% rise in revenue to $50.6m, up from $40.3m in FY25. Total Advances grew by 19% to $963.2m, while Net Bad Debts increased slightly to 0.5% from 0.2% in FY25. Personal Loan Advances saw a substantial increase of 728% to $16.9m, reflecting the company's growth in this segment.

Guidance

FY26 Cash NPAT of $15.7m, up 57% from FY25

Outlook

Beforepay Group plans to optimize Pay Advance limits, extend the Personal Loan product range, and strengthen Carrington Labs capabilities in FY27.