CCA.ASX: Appendix 4E and FY26 Results

Appendix 4E and FY26 Results

Stock	Change Financial Ltd (CCA.ASX)
Release Time	27 Aug 2026, 8:47 a.m.
Price Sensitive	Yes

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Change Financial Ltd FY26 Results and Appendix 4E

Key Points

FY26 revenue of US$18.2m, up 21% YoY
Maiden full-year profit of US$0.5m
Positive net cash flow of US$1.5m
Strong momentum for FY27 driven by PaaS
Transition to AUD reporting from FY27

Full Summary

Change Financial Ltd has reported its full-year results for FY26, highlighting significant growth and operational achievements. The company achieved a revenue of US$18.2 million, a 21% increase from the previous year, and delivered a maiden full-year profit of US$0.5 million. The PaaS platform was a key driver of growth, with active cards increasing by 104% to over 150,000. The company also experienced a positive net cash flow of US$1.5 million from operating activities. Looking ahead, Change Financial Ltd expects continued growth in FY27, driven by the PaaS platform and new client wins, particularly in Australia. The company will also transition to AUD reporting from FY27.

Guidance

FY27 revenue expected to grow driven by PaaS and PaySim

Outlook

Change Financial Ltd expects strong momentum in FY27, driven by the PaaS platform and new client wins. The company is targeting a PaaS gross margin of 40-45% and expects to be net cash flow positive for FY27.