1Q27 Update - Consecutive positive normalised NPAT

• Loan book reached $2.24bn, a 36% increase from the prior corresponding period (pcp)
• Net credit losses fell to a record low of 2.0%, improving credit performance
• Positive Normalised NPAT of $0.6m for the quarter, consistent with FY27 outlook
• Gross revenue increased to $76m, up 33% on the pcp
• Risk-adjusted Net Interest Margin (RNIM) improved to 2.9%

Moneyme Ltd reported its first quarter unaudited trading results for the period ending 30 September 2026. The company saw a solid start to FY27 with the loan book growing to $2.24bn and originating $366m, up 40% on the prior corresponding period. Gross revenue increased to $76m, up 33% on the pcp, while net credit losses fell to a record low of 2.0%, lifting risk-adjusted NIM to 2.9% and delivering positive Normalised NPAT of $0.6m for the quarter. The company continues to progress on its strategic priorities, with strong originations, net credit losses at a record low, and the product roadmap progressing to plan. Moneyme reaffirms the outlook provided at its FY26 result, expecting FY27 Normalised NPAT to be in a positive range between breakeven and $7m, subject to market conditions, RBA cash rate movements, and other risks.

FY27 Normalised NPAT expected to be in a positive range between breakeven and $7m

Moneyme reaffirms the outlook provided at its FY26 result, expecting FY27 Normalised NPAT to be in a positive range between breakeven and $7m, subject to market conditions, RBA cash rate movements, and other risks.