2026 Full Year Results Summary

• Cash earnings down 13.4% to $6,143m
• Underlying profit growth 6.9% ex large notable items
• Strong growth in business lending and deposits
• CET1 ratio expected to increase to 12.07%
• Dividend of 170 cps, fully franked

National Australia Bank (NAB) reported its 2026 full-year results, showing a 13.4% decline in cash earnings to $6,143 million. Despite the drop, underlying profit grew by 6.9% excluding large notable items. The bank experienced strong growth in business lending and deposits, with business lending balances rising 9.8% and deposit balances increasing by 5.2%. The bank's CET1 ratio is expected to increase to 12.07%, reflecting capital actions and the expected impact of a 1.5% discount on the final 2026 dividend reinvestment plan. NAB also announced a final dividend of 170 cents per share, fully franked.

FY26 cash earnings $6,143m, underlying profit growth 6.9% ex LNIs, CET1 ratio 12.07%

NAB expects to continue growing and delivering attractive returns for shareholders, with plans to invest at a similar level in FY27 and expect underlying cost growth of less than 3%.